General

Simple Radionics Device What is a Radionics Device? Radionics Science is a gift of the 21st Century Age of Aquarius. Simply speaking, a radionics device is magical in the sense that it allows you to attract and move energies at any distance. The Laws of Quantum Physics tell us that all is energy. You and I are energy, health is energy, money and love are also energies. All this energy exists in an infinite ocean of thinking energy called the Quantum Ocean, Mind of God. Life-Force is the medium that connects the non-physical energies of the Quantum Ocean with the physical reality we live in. Life-force is what we take in with every breath. Radionics uses life-force as it’s medium to perform the magic of attracting health, wealth, and love out of the Quantum Ocean and into your life. A Radionics Device has three working principles. It has a power source that generates Life-Force, it has a Trend, which is a symbol or a rate of what you wish to attract and a target (photo-you) The Nordic Orgone Generator is a very simple Radionics device. It’s geometrical construction of metallic and non-metallic substances combined with a vibrating DT crystal creates the Life-Force you need. A Trend could be a Runic Symbol, an Astrological symbol, a Homeopathic Remedy, A Bach Flower Remedy, A Color, A Norse God/Goddess picture or even a hand written word on a piece of paper. The energies for all these trends exist in the Quantum Ocean waiting to be attracted into the physical world, through the science of radionics. The “Target” is where you want the “Trend” energy to go. You can use a photo, a drop of blood, a strand of hair, a name written on a piece of paper or even an Astrological chart. You can use yourself or anyone else you love, even if they are thousands of miles away. To use your Nordic Orgone Generator, simply place your photo and a “Trend” symbol (Health, Wealth, Love etc.) under the base and put it in a safe secure place. Then be patient, the energies you have chosen to enter you life will start from the Quantum Ocean to you. It will enter your Aura and first start to transmute the energies in your Aura that have been stopping health, wealth, and love from manifesting in your Life. No two humans are the same. Therefore the timing factors will be different. Have Patience and Faith. Source by Ellis Peterson

Any time you are setting goals to improve your health and wealth, there are five steps that are crucial to your success. People can and do have success without implementing these steps, but I have found that kind of success to be random and sporadic. If you want sustained success and a happier life you must take what has been sporadic and make it systematic. 1. Identify WHAT you want – start with the end in mind and have a very clear picture of what you want. For example, if you want $1 million in net worth that would be the end in mind. 2. Decide WHEN you want it – without a time frame there is no way to tell if you are on track. The time frame has to be realistic. If you want $ 1 million in net worth within one year’s time and you currently have a $50,000 net worth, that may not be realistic. 3. Determine HOW you will accomplish it – every plan needs a strategy and tactics for it’s accomplishment. You must be able to determine through manageable steps whether you are on track or not. If your goal of $ 1 million in net worth is a 10 year goal and in the first three years you increase your net worth to $150,000 is that enough. Based on the HOW is that enough to get you there. 4. Now ask the question, WHY do I want this? – Too often the WHY question is never answered. Without the why, your wealth goal may just be a dream. 5. Do it now! – I am sure you have heard that before, but it bears repeating. Any plan to increase your net worth or improve your health is worthless unless you take immediate action. Now, once you completed these steps you can repeat them as necessary. Don’t forget to review your overall goal and the steps you have committed to regularly. Then you can monitor your progress and make adjustments to the plan as necessary. To your health and wealth. Gregg Source by Gregg Goodmanson

The New Moon in any given month is when the moon’s energy becomes especially ying and it’s the perfect time for many who follow Feng Shui when they know it’s time to renew the Qi within themselves and within their homes. The new moon is waxing into the full moon and therefore it is strengthening with each every passing day until the full moon arrives when the moon and its ying energy is at its strongest. There are other rituals to do on the full moon, but I will share those with you in another article. With the start of the new moon, it is the perfect time to ensure you start any wealth building feng shui tricks you may already know, though I will list some of them here for your convenience. These are said to really help attract wealth luck and career luck, if done faithfully, and with the right intentions. With a simple internet search, you can easily find when the next new moon will be. But for the next few months the dates are as follows: May 5th, June 3rd, and July 3rd for 2008. It is on these dates, when the new moon begins that you should do any and all of the following Feng Shui tasks. renew fresh sea salt in your ‘kitchen’ wealth bowl. (this can be a dark blue mug placed in a dry area of your kitchen counter) refresh the sea salt in the little container or plastic wrapping in your wallet. refresh sea salt that you may have place into the corners of your home. give your plants (which signify wealth growth) a fresh misting of water, turn them around so their other sides can receive the wonderful sun and light. – This is also a good time to trim and remove any unhealthy leaves that may be on your plant. write with a red pen, a dollar sign on your right palm – place this on your left palm, if you are a lefty. It is said you should do this every morning from the start of the new moon until the full moon. This will help attract money luck and increase wealth opportunities to come your way. make sure you are not keeping your shoes lined up by your front door, as this is said to have your ‘money and opportunity luck’ symbolically walk out the door. Light incense, open your windows, turn on the lights, and walk around each of your rooms blessing each room and all occupants of your home/office for health, happiness and wealth. Do a quick decluttering of all your table tops, remove the piled junk mail, and remove any garbage from your home. Wash your crystals with sea salted water to cleanse them of any dust, and to refresh their chi energy. Also great is to allow them to soak up the sun, during this new moon day to re-energize their strength. Clean out any bad food from the fridge (bad stale food equals killing Qi), add fresh fruit to your dining room table bowl – which reflects and can also attract an increased bountiful family life. Refreshen any ‘still water urns’ with fresh water that you may use to calm noisy neighboring walls or near your entrance door. As with each passing day and night as the moon grows with its energy into the full moon, you can be assured the Qi in your home can also grow. There are so many wonderful tasks one can do to keep and ensure growth in your home and life by following the various Feng Shui techniques. And so many do not require much time or money. But do following these simple techniques you will find your own self being renewed with refreshed Qi (chi) as well as the energy on your home, so that the best can be brought into your home and into your life. With following these new moon Feng Shui techniques you will find new opportunities coming your way quite easily to help attract for wealth into your life, an increased happiness within and not only will you feel ‘it’, you will see the difference in your attitude within yourself and those among your family members. In turn, this refreshed Qi during the new moon phase can be a big boost in attracting more wealth, happiness and greater health to you and in your home. Source by Leah Quinn

Do you believe in the saying health is wealth? Some would agree with this and some would not. This is an old saying, but in my own belief, health is certainly more important than wealth because health is the key to our happiness. Each of us wants to live life to the fullest and no matter how many our money is if we are not healthy then we can never enjoy our lives. Health is a condition of a person in all aspects, a level of function and efficiency of an organism. Health is also defined as being a state of complete physical, mental and social well being, with the absence of disease or infirmity. Each one of us has its own routine to achieve a healthy body. Ensure your health by doing the following: Eating a well balanced diet is very important and one important factor for health. Your health merely depends on whatever you eat. If you don’t watch what you are eating, it just means you don’t really care about your body. If you want to feel good on the inside, start eating healthy foods such as fruits and vegetables and minimize or better yet avoid eating oily, greasy, salty, fatty and high sugar foods as these would cause certain diseases. In this way you can improve your healthy lifestyle. Make sure you get enough sleep. A normal average sleep of an adult is six to eight hours. Sleeping can be considered as an important factor for a healthy lifestyle, but avoid oversleeping because it can also be bad as it will make a person lazy and out of touch. Also, lack of sleep can cause sickness. Having enough sleep does not only make you feel great but it is also a good way for you to look healthy and beautiful. Exercise also one of the most common health benefits. We all need to move because that is the basis for all things we do. The energy we need comes from the foods we eat, it falls into 3 types: protein, fats and carbohydrates, and we need these to become energetic and to function well. By performing exercise, our body starts the beneficial process of metabolism. This process uses fat stored in our body part as part of the catalyst needed. So by performing exercise, your body is burning fat. Take supplements and vitamins- Vitamin C has always been claimed to be an essential nutrient for overall health and well being. We cannot produce our own vitamins so we have to take supplement or eat foods that are rich with vitamins. Fruits and vegetables are very rich with vitamins and nutrients that our body needs, so it is necessary to add them to what we eat every day. Recent study has discovered breakthrough evidence that Vitamin C has a positive effect in preventing heart diseases and cancer. Regular taking of Vitamin C also reduces cholesterol and gallstones, lowering the risk of stroke and diabetes. Follow all of these important routines and live life to the fullest. We only have one life to live so let’s make use of it well. Always remember that having a healthy lifestyle is the key to happiness. If they say health is wealth, I would say health is happiness. Source by Geff Anderson

Scientists at NASA theorize that some 3 1/2 billion years ago, the world was changed forever. The appearance of tiny organisms with the ability to convert sunlight, warmth, water and minerals into protein (amino acids), carbohydrates and fats marked the beginning of life. Phytoplankton are single-celled plants that are the basis of all other life forms on planet Earth, as they are the vegetation of the ocean. Phytoplankton are responsible for making up to 90% of the Earth’s oxygen. Phytoplankton is the food utilized by the world’s largest and longest living mammals and fish. Whales eat plankton and live between 80-150 years old and maintain great strength and endurance throughout their lives. The question is asked, “Why should I eat whale food?” The elements and electrolytes in plankton are also extremely beneficial for humans. Scientists report that the composition of human plasma is similar to that of seawater. Our bodies contain about 70% water. Our planet contains about 70% water. Yet, we have been trying to get all of our nutrients from the 30% land mass, which has lead us to deficiencies in micronutrients and trace elements. Our bodies need these elements from the ocean to perform as nature intended. If we are missing any of these key elements, our human bodies can’t function optimally. They lose their inherent homeostatic mechanisms, and disease creeps in. Benefits of Phytoplankton in the Human Body Phytoplankton contains super concentrated lipids (fats) to enhance brain function, cardiovascular function and to provide a healthy cell wall. It is clinically shown to reduce cholesterol and stabilize blood sugar levels. It helps increase mental alertness. Phytoplankton relieves pain and inflammation, both inside and outside the body. In fact, we know how quickly phytoplankton nourishes the entire body because external problems such as dandruff, eczema, psoriasis and dermatitis are so quickly healed. Since all external skin conditions are caused by internal toxicity, we know how deeply phytoplankton nourishes and cleanses on a cellular level. One very exciting property of plankton is its ability to help the eyes, and is shown to be more effective than Lutein. Another component in the product is Astaxanthin, which also is very beneficial for the eyes. There is research on the many Internet sites of people being helped with Macular Degeneration from Astaxanthin. To restore health we need to detoxify and then rebuild. This whole food product does both, simultaneously! Phytoplankton supports a healthy liver, the largest internal organ of the body. When our liver is detoxified and strengthened we naturally have a good night’s sleep and we also have increased energy during our daytime activities! Doctors usually focus on recommending supplements to people with the intention of assisting the body to obtain the necessary nutrients so that the body could heal itself. But studies now see that instead of supplements, we can get our nutrition from complete whole food products, and that is just what this product is. If it can give all the nutrition a large ocean-living mammal needs for its entire life, it can give that to us humans because we are mammals too! The Ingredients in this amazing product are Over 200 species of Marine Phytoplankton Aloe Vera Cranberry Concentrate Blueberry Concentrate Ionic Trace Minerals A Special blend of Sea Water and Purified Water A unique Sea Vegetable blend of Bladderwrack, Spirulina, Irish Moss, Kelp AMP’ed products of Frankincense, Nutmeg, Astaxanthin Sea Algae, Ginger, Orange and Mexican Sweet Lime Morinda Citrifolia (“Noni” juice) Mangosteen (same as in Xango juice) Rainmaker – For Emotional Balance (purified water) Watch the video to see the process of making plankton Marine Phytoplankton – Making History for Mankindclick here An Integrative Medicine clinic in the Dallas area where a world famous doctor has a remarkable story of his own in regards to phytoplankton. He received his M.D., and then went on to be an ophthalmologist, pioneering some of the outpatient surgery and equipment for the lasix eye surgery. He didn’t realize that his surgical mask would not protect him from infections from his patients. So, he got viral encephalitis from one of his patients, and spent 7 years in bed until he was able to heal himself. Afterwards, he began a new way of working as a physician using only natural remedies. He now promotes phytoplankton to every one of his patients. The 4 Most Important Neurochemicals: 1) Dopamine – when deficient, the person can be addictive, obese, and have fatigue. The person is a loner and a procrastinator. Examples are Parkinson’s and ADD. 2) Acetylcholine – when deficient, there are problems with language, memory loss and cognitive disorders. The person can be an eccentric perfectionist and is careless. Alzheimer’s is an example. 3) GABA – when deficient it can lead to headaches, high blood pressure, heart palpations, seizures and low sex drive. This person can be an unstable drama queen. They can’t pay attention and are impulsive. 4) Serotonin – when deficient, the person can have depression; have hormonal imbalances, sleep and eating disorders. The person can be self absorbed, and they can’t easily grasp concepts Why do you become deficient in neurochemicals? You are using the basic raw building materials in the body faster than you can make them. Everyone who has a chronic disease is depleted in neurochemicals. This is overlooked in most traditional medical practices. Restoring neurochemicals and minerals is like getting the steering wheel, accelerator and brake pedal working and back on the car. To make neurochemicals we need one building block of amino acid and then 8 accessories (vitamins and minerals) to make it work. The majority of the products out there – the supplements – don’t have these accessories in it. Therefore, the people aren’t gaining benefit from them. Why does Phytoplankton work so well? Because it is a complete food, it has everything you need to make neurochemicals and have correct mineral levels. Because of its microscopic size it can get into the system easily. It takes 3 months to get patients normal again, but

Health they say is wealth. This saying is true! But how serious have we taken this issue of health? It has also been said, how you make your bed is how you lie on it. How we value an issue determines how we handle it. Our health sector is at the verge of being destroyed and until the government takes a decisive action, it will be disastrous. No unhealthy nation can ever produce healthy citizens. There was a time our health sector was working well. You just walk into a hospital and you will see how coordinated they were and how they will attend to you. Private hospitals were not an issue at all, and they were few. Drugs were available, services were rendered freely, and professionalism was valued. Everybody does his/her work well. Patriotism was at the forefront, but somewhere along the line we missed it. Aside the nonchalant attitude of the government on health sector, the doctors played a vital role in destroying our health sector. Now I know you may think this may be a spurious allegation, but before you pounce on me, follow me gently. Now, if you have been going to the hospital you will agree with what I am about to tell you. First, Monetary gain got the most part of them as against trying to save humanity. This worm has crept into their fabric to the extent that they forgot humanity and are hunting mammon! Secondly, they started diverting patients to their private clinics which they started or their colleagues’ clinics and hospitals as a result, they give little or no attention to the public hospitals which majority of the populace may enjoy: Also any good thing the government provides for the public hospitals, whenever it is convenient they divert to their private clinics or hospitals. This has adversely affected the public hospitals and ever since then, we have not recovered. Government too was not helping matters. The culture of supervision and inspection died, where there is, it was not done sincerely but only ceremoniously. The inspectors usually do it for their pockets only: The infrastructure were left dilapidated without any attention; our hospitals now look like piggeries, everywhere smelling in a country God so blessed and endowed with a lot but leadership. Leaders The way and manner our leaders travel abroad for medical checkups and treatment is a vote of no confidence on our health system; that is supposed to be fixed by them but shamefully, they abandon all that and pack our common wealth, I mean at our expense going to add to the wealth of other nations! What is wrong with? Why should our leaders always be going abroad for medical treatments when we have qualified doctors? Supposing those nations did not work hard to develop their health sectors to that standard, what would they have done? All they need to do their job effectively is to provide the necessary equipment for the job. But No! They prefer to travel abroad for treatment. Imagine President Donald Trump of America going to India for medical treatment! We need to change our attitude toward nation building. No one else will build our nation for us, it is only in Nigeria I know that you only renovate and clean your house when you are about to receive an important guest. This need to change: leaders are expecting the led to change when they themselves are not willing to change. A good leader makes an example and followers follow along. In the 2016 budget, N3.87 billion was allocated as capital allocation in the budget for State Clinic which is more than all the federal teaching hospitals in the country yet; drugs scarcity hit the clinic last year. The President traveled to UK for treatment and as at the time of writing this article, President Muhammadu Buhari is already in the UK for another treatment. The question is how many people have access to the state house clinic? And compare it to the larger populace that cannot even afford ordinary Panadol. According to Vanguard, the Senior Special Adviser to the President on (Media and Publicity), Garba Shehu in a statement explained that the State House Clinic is not the President’s or anyone’s personal clinic but one which looks after government officials and others. According to him, increased spending on government health institutions in the current budget should be seen in the light of President Buhari administration’s plan to improve medical facilities at home, as well as discourage medical tourism by citizens which impact negatively on the country’s foreign reserve. These were the words of Garba Shehu ad verbatim! But what do we see? Well, I leave it there to judge. My take on this is, if sincerely they want to improve government health institution to discourage medical tourism by citizens which impact negatively on the country’s foreign reserve, concerted effort should have been made to do just that. If that money is being put to use, it will be achievable, but until then, Mr. President has gone on medical tourism. Now you can see why I said our leaders helped in destroying our health system! When are we going to get it right? Why should we be budgeting such huge sums of monies yet still go abroad for the same purpose? The answer is that, our leaders have passed a vote of no confidence on our health system, and secondly, because they can afford the medical tourism according to Mr. Garba Shehu not minding if less privileged Nigerians cannot afford it. As such, they have left us to our fate! It is now “To your tents O Israel!” It is a shame! A shame to any leader who allows such to happen during his or her regime. Leaders must know that God brings them there for a purpose and that it is an opportunity to serve the people of God. Therefore, in serving, serve well. In conclusion, it is the obligation of every responsible

Everyone is familiar with the famous adage “health is wealth”, but few actually understand its complexities as a perception. Health is about the state of a person’s body, that it is free from injury, illness and pain. If you dig deeper into the topic, you will discover that it’s mainly about physical and mental fitness. Both these concepts are strongly correlated, hence should be comprehended meticulously if one wants to live a healthy life. Physical health: The meaning of physical well being varies from one individual to another. For some, it’s the potential to engage in different activities, whereas for others it’s more about looking and feeling good. Staying in good physical health is something most people want to achieve, but it’s not that straightforward as it may sound. Becoming healthier physically doesn’t have to be resentful or difficult either, but you have to take a realistic approach and move beyond your comfort-zone to practice healthy habits. The common trait that hale and hearty individuals share is their ardor to pick up good habits and persevere with them. The first step is always the hardest! You need to be dedicated and use your willpower to overcome the initial hurdle. Things will become easier once you cross the “first step impediment” successfully. Although, it has been found that even after completing the first step effectively, many fail to carry the zeal into the next level. This is because most people expect positive results overnight. Don’t try to become Arnold Schwarzenegger in a single day. Rather, set your goals and break them down into small steps so that you can accomplish them easily on a daily basis. The initial triumph will boost your confidence level, which will push you further to achieve more. Bear in mind that confidence produces success! Eat right, relieve stress, exercise regularly and sleep tight to start feeling good and relaxed physically in no time. Mental health: Mental health is as vital as physical fitness and should not be neglected. The key to a fit, energetic, vigorous, and in-shape body is a healthy and active brain. No matter how fit and strong you are physically, if your brain is not functioning well, things aren’t easy for you. The human brain resembles the fertile loam where everything nurtures. Being mentally unfit means getting involved in anxiety, depression, or other psychological and physical issues. Don’t misinterpret the concept; read between the lines. Factors like loss, change and disappointment are an integral part of everyone’s life. People who are mentally sick generally lose the ability to cope with the tough phases, whereas individuals with healthy brain can easily extricate the challenges thrown at them. Unless you are born with any mental disability, you can keep your brain healthy and active throughout your life by doing simple things. Feed your brain properly and stay physically active to be mentally fit and sound. Experts suggest that the activities that dare the human brain usually keep it stimulated. For example, you can train your mind by doing logic puzzles, studying, solving crossword puzzles, playing challenging games like chess, and learning new languages. By continuously challenging the brain, it is able to create new nerve pathways. Studies have shown that new nerve-pathways are good for mental health. Complete fitness: Remember, unlike wines, the human body doesn’t really get better with the course of time. If you want to live a happy life, you must try to stay fit and healthy. No doubt that early obstacle will strive to push you back, but with the strong desire and resolution you can ultimately achieve your goals. Keeping your body and mind fit isn’t as complicated as it sounds; just take the first step forward; everything else will follow. Source by Mazhar Andalib

Everyone wants to save money in tax-efficient way but this is not always easy. Sometimes after taxes it seems that there was no earning, leave alone savings. But traditional financial planning services provide certain financial tools so that you can save money in tax efficient way, you can plan your retirement and you can do beneficial investments also. In fact, traditional financial planning involves certain savings and investment issues so that you can enjoy your whole life without any financial burden and you can always have a sense of financial security. It includes the planning of your retirement, insurance instruments and also long-term capital growth solutions. Now, you can do a tax-efficient investment which is encouraged by government also. This is true because the tendency of UK Governments in recent years has been towards encouraging taxpayers to save and invest. Traditional financial planning firms can provide valuable suggestions so that you can utilize various tax efficient products. These days, savings vehicles such as individual savings accounts (ISAs) offer the opportunity of tax-free savings. Also, investment opportunities such as venture capital trusts (VCTs) and the enterprise investment scheme (EIS) provide the possibility of tax breaks for investors. Likewise, there are many tax-efficient tools which you can get to know by opting for a traditional financial planning firm. These firms can also provide consultation regarding investment for your children, retirement planning (pension reforms, inheritance tax, wills, responsibilities of trustees etc) and estate planning. Some concrete financial plans can work for you at low cost for your future if you are opting for these financial planning firms. Furthermore, you also can also choose various insurance life cover which can provide help to you and your family at the time of any financial hardship. Hence, traditional financial planning firms can provide great help to you so that you can enjoy a good financial health always. Source by Anton Kadin

If you’re fortunate enough to have employer-provided health insurance, that narrows your options down to the plans that your employer offers. If you don’t have coverage through your job, perhaps an organization or association that you belong to will allow you to buy health insurance through them at a group rate. Another option is to check your local Obamacare health insurance marketplace to see if you qualify for an upfront premium credit, which would get you reduced premium costs. Even if you don’t qualify for the credit right away, buying your health insurance through the marketplace means you may qualify for it when you file your tax return for the year. If you can’t, or won’t, get health insurance from any of these sources, you’ll have to fall back on buying a private plan. It will give you the widest range of options, but likely will be far more expensive. Decide which type of policy to buy Health insurance policies come in a variety of basic types, although you may not have access to all of these options through your preferred source. Health Maintenance Organizations (HMOs) are a very common type of health insurance policy. With an HMO, you’re required to use healthcare providers within the policy’s network, and you have to get a referral from your primary care physician in order to see a specialist. Preferred Provider Organizations (PPOs) are also quite common. A PPO health insurance policy has a network, but you’re not limited to in-network care — although using network providers is cheaper — and you don’t need referrals to see specialists. Exclusive Provider Organizations (EPOs) are a hybrid between HMOs and PPOs. You’re required to stick to the plan’s network, but don’t need referrals for specialists. Finally, Point of Service (POS) plans are a less common option that are essentially the opposite of an EPO. You’re not limited to the POS plan’s network, but do need a referral to see a specialist. Of the four common types of plans, an HMO or EPO tends to be cheaper than a PPO or POS with the same level of coverage. However, if network coverage is poor in your area, or you’re uncomfortable limiting yourself to network providers, it may be worth paying a little more to get a PPO or POS policy. More: Buyer beware: Long-term care costs are surging, survey says More: Obamacare overhaul efforts are dead for now. What does that mean if you’re an Obamacare consumer? More: Trump says he’ll negotiate with Democrats on health care plan High deductible versus low deductible All things being equal, the higher a plan’s deductible is, the lower the monthly premiums will be. A high deductible means that you’ll have to pay a lot of healthcare expenses yourself before the insurance policy kicks in, but if you have few or no medical expenses in a given year, these plans can be a bargain. Very low medical expenses means that you probably won’t surpass the deductible, even of a low-deductible plan, so getting a high-deductible plan keeps your insurance costs as low as possible while still protecting you in case something catastrophic happens. If you decide to go the high-deductible route, getting a Health Savings Account (HSA)-enabled plan, and funding it with at least the equivalent of a year’s deductible, is your best option. An HSA plan neatly covers the biggest weakness of a high-deductible health insurance policy – namely, that you’d have to shell out a great deal of money on a major medical expense before the insurance would take over. If you have a full-year’s deductible tucked away in your HSA, you can just use that money to finance your share of the expenses, while simultaneously enjoying the triple tax advantage that an HSA offers. More:Follow USA TODAY Money and Tech on Facebook Comparing coverage There are two major factors that affect how well a particular plan will cover your medical expenses: the plan’s network and its coverage policies. Even if you choose a plan with out-of-network options, like a PPO, you’re still better off using in-network health providers as much as possible because doing so will reduce your costs. And the rules that a given health insurance policy uses to decide what’s covered and what’s not – and how much the co-pays will be – can make a huge difference in how helpful a particular policy really is for you. For example, if there’s a rather pricey medication that you take every day, you’ll definitely want to get a health insurance policy that lists that medication on its formulary. If you travel a lot, stick to plans that offer good out-of-area treatment options. And if you already have a primary care physician, you’ll definitely want to pick a plan that includes your doctor in its network. Finding the best deal If you’re stuck between two or three different policies and can’t decide which one to choose, try this exercise. Multiply the monthly premium by 12 to get your annual cost for a plan, then add in the plan’s out-of-pocket maximum. The result is the most you would end up spending on health care if you had one or more major medical expenses during the year. Do this calculation for each plan you’re considering, then compare the results. The plan with the lowest total is likely the best deal for you. Source by Mahadi Hasan Joy

People have different preferences towards available life options. Same is true for the statement “health is wealth”. What exactly is it? A simple preference that signifies health is superior to wealth? Or a comprehensive statement that indicates health and wealth are linked with each other, systematically and dynamically? Health is a comprehensive concept, it includes physical strength, mental power and spiritual-wellness of a person. On the other hand, wealth is the richness of a person i.e. abundance of money and worldly items. “Health is Wealth” is a simple statement but its meaning is so fabulous when deeply thought. People now a days refer the statement as when a person is healthy, he is capable of making wealth. On the contrary, if one is not healthy he/she cannot work productively, and hence won’t be able to generate income for independent living. This explanation is true but the deep meaning of this claim can be understood by the words of Virgil: “The greatest wealth is health.” Mr. Virgil is trying to enlighten the concept that the greatest wealth is health, not money or worldly items. There is nothing more valuable in our life than having a good health. Patrick Meagher said: “Some people are so poor, all they have is money.” Nowadays people are influenced by wealth improperly that they don’t even care about their health, the greatest wealth. They don’t understand that without health there is no real happiness and enviable success. A person with poor health is unable to enjoy the pleasures of life. I think such people are foolish enough because they do not care about their health. Our first priority should be to maintain our health in the best way. There are multiple methods and practices by which a person can stay healthy; Spending time in natural environment i.e. visiting parks and gardens. Physical exercise is also essential e.g. morning walks, playing sports, etc., it keeps a person smart and healthy. Water is the cure for all types of illness, so drink water to stay healthy and fit. Eating a balanced diet keeps people away from different illness and diseases. It is said that: “Early to bed and early to rise, makes a man healthy, wealthy and wise.” Abandon unhealthy practices and habits e.g. smoking, drinking and taking drugs because it harms internal parts of our body. Always be optimistic and cheerful because: “Laughter/smile is the best medicine.” On the contrary, an unhappy person is more prone to fatigue and other illness. Remember, living a healthy life can be the greatest gift you can give yourself because one cannot enjoy life if he/she is unhealthy. In addition, we must not harm our health by running madly behind wealth. I would like to conclude my essay on the nice words of Mae West: “You only live once, but if you do it right, once is enough.” Source by Muhammad Ashhar